Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages withorigination balances below a specific amount, known as the “conforming loan limit” (CLL)value. Loans above this amountare known as jumbo loans.

The national conforming loan limit valuefor mortgages that finance single-family one-unit properties increased from $33,000 in the early 1970s to $417,000 for 2006-2008, with limit values50 percent higher for four statutorily-designated high cost areas: Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Since2008, various legislative actsincreased the conformingloan limit values incertain high-cost areas in the United States. While some of thelegislative initiatives established temporary limit values for loans originated inselect time periods, a permanent formula was established under theHousing and Economic Recovery Act of 2008 (HERA).The 2024conformingloan limit valueshave beenset under theHERA formula.

See the latest Conforming Loan Limit values news releasehere.

## 2024Conforming Loan Limit Values

Conforming Loan Limit Values for Calendar Year 2024-- All Counties

[XLS],[PDF],[MAP],[ADDENDUM],[FAQs]

## PreviouslyAnnounced Loan Limit Values

Description | Format |
---|---|

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2023and (b)Originated after 10/1/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2022and (b)Originated after 10/1/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2021and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2020 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2019 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2018 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2017 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2016 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2015 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2014 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2013 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2012 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans (a)Acquired in Calendar Year 2011 and (b)Originated after 9/30/2011 or Prior to 7/1/2007 | [XLS] |

Maximum Loan Limits for Loans Originated between 10/1/2010 and 9/30/2011 (Same as Limits for 1/1/10-9/30/10 Originations) | [XLS] |

Maximum Loan Limits for 2010-Originated Mortgages (Same as Limits for 2009 Originations in all Areas; Set under PL111-88) | [XLS] |

Maximum Loan Limits forMortgages Originated in 2009 (American Recovery and Reinvestment Act-Limits) | [XLS] |

Maximum Loan Limits forMortgages Originated between July 1, 2007 and December 31, 2008(Economic Stimulus Act of 2008 Limits) | [PDF] |

## Related Links

FHFA Announces Maximum Conforming Loan Limits for 2024(11/28/2023)

FHFA Announces Maximum Conforming Loan Limits for 2023(11/29/2022)

FHFA Announces Maximum Conforming Loan Limits for 2022(11/30/2021)

FHFA Announces Maximum Conforming Loan Limits for 2021(11/24/2020)

FHFA Announces Maximum Conforming Loan Limits for 2020(11/26/2019)

FHFA Announces Maximum Conforming Loan Limits for 2019(11/27/2018)

FHFA Announces Maximum Conforming Loan Limits for 2018(11/28/2017)

FHFA Announces Increase in Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac in 2017(11/23/2016)

2016 Maximum Conforming Loan Limits Established for Fannie Mae and Freddie Mac(11/25/2015)

FHFA Announces 2015 Conforming Loan Limits: Unchanged in Most of the U.S.(11/24/2014)

FHFA Seeks Public Input on Proposed Gradual Decrease of Future Fannie Mae and Freddie Mac Loan Purchase Limits(12/16/2013)

FHFA Announces Fannie Mae and Freddie Mac Conforming Loan Limits for 2014(11/16/2013)

Maximum Conforming Loan Limits for Fannie Mae and Freddie Mac to Remain Unchanged in 2013(11/29/2012)

Maximum Conforming Loan Limits to Remain Unchanged in All Counties But One in 2012 (11/22/2011)

Maximum Conforming Loan Limits to Remain Unchanged in the First Nine Months of 2011(11/19/2010)

Maximum Loan Limits for Fannie Mae and Freddie Mac to Remain Unchanged for 2010(11/12/2009)

2009 Conforming Loan Limits Increased by American Recovery and Reinvestment Act(2/23/2009)

2009 Conforming Loan Limits Raised In Two Counties(12/23/2008)

Conforming Loan Limit for U.S. to Remain $417,000 In 2009(11/7/2008)

2009 Conforming Loan Limits to Be Announced by November 7(10/17/2008)

Notice of Final Examination Guidance: Conforming Loan Limit Calculations(3/31/2008)

Statement on the Conforming Loan Limit for 2008 and Revised Draft Examination Guidanceand Comments on Conforming Loan Limits(10/22/2007)

Guidance on Conforming Loan Limit (Revised Proposed)

Guidance on Conforming Loan Limit (Proposed)(6/2007)

Comments on Proposed Guidance on Conforming Loan Limits Calculations (Notice 2007-N-15)(6/20/2007)

Media Release on Conforming Loan Limit for 2008(11/27/2007)

Temporary Jumbo Conforming Loan Limitsfor 2008

History of Conforming Loan Limits (Table 26 of 2007 Report to Congress)

Media Release on Conforming Loan Limit for 2007(11/28/2006)

For questions, please contactLoanLimitQuestions@fhfa.gov.

*Page last updated: November 28, 2023*